Citizens & Northern Corp

Holdings as of Jun 30, 2026 · filed Jul 17, 2026

$437695942
Portfolio value
117
Positions
Source: SEC 13-F ↗
Original filing
# Holding Value % Port. Δ Shares Change (QoQ)
1 Vanguard Russell 1000 Growth Etf $59070587 13.50% +77534 +20.16%
2 Ishares Core Msci Emerging Mkts Etf $28177032 6.44% +7387 +2.22%
3 Fidelity Msci Real Estate Index Etf $27941476 6.38% -166299 -14.85%
4 Ishares North American Natural Resources Etf $24040433 5.49% -41851 -8.91%
5 Ishares S&P Midcap 400 Index Fd $16781989 3.83% -30749 -12.38%
6 Nvidia Corp $16406380 3.75% -895 -1.08%
7 Apple Computer Inc $15486837 3.54% -93 -0.17%
8 State Street Spdr Portfolio S&P 400 Mid Cap Etf $14061871 3.21% -30328 -12.72%
9 Alphabet Inc Class C $13940282 3.18% -694 -1.73%
10 Ishares Jpmorgan Usd Emerging Markets Bond Etf $12820251 2.93% -2994 -2.20%
11 Microsoft Corp $10867938 2.48% -525 -1.77%
12 Dimensional U.S. Core Equity 2 Etf $10558700 2.41% Held
13 Amazon Communications Inc $9016641 2.06% -1270 -3.25%
14 Citizens Financial Services Inc $8480044 1.94% Held
15 Citizens & Northern Corp $8146666 1.86% -10361 -2.88%
16 Advanced Micro Devices Inc $7388013 1.69% -2595 -16.95%
17 Jpmorgan Chase & Co $5827129 1.33% -2395 -11.86%
18 Corning Inc $5021243 1.15% Held
19 Meta Platforms Inc $4949629 1.13% -1194 -11.96%
20 Avantis International Equity Etf $4888963 1.12% Held
21 Broadcom Inc Common $4793648 1.10% +5804 +84.29%
22 Wells Fargo & Co New $4277694 0.98% NEW BUY
23 Caterpillar Inc $4095605 0.94% -641 -14.29%
24 Mastercard Inc Class A $4026624 0.92% -349 -4.26%
25 Costco Wholesale Corp (New) $4014102 0.92% -11 -0.26%
26 Exxon Mobil Corp $3530657 0.81% -279 -1.07%
27 Analog Devices Inc $3116593 0.71% -1970 -20.07%
28 Ishares Barclays Mbs Bond Fund Etf $2941273 0.67% -5537 -15.11%
29 Kla Corporation $2857797 0.65% +8520 +894.96%
30 Cisco Systems Inc $2724015 0.62% -9480 -29.02%
31 Cvs Health Corporation $2722287 0.62% -973 -3.57%
32 Procter & Gamble Co $2709174 0.62% -232 -1.24%
33 Tjx Companies (New) $2543231 0.58% -175 -1.03%
34 Palo Alto Networks Inc Common $2477851 0.57% -229 -3.06%
35 Rtx Corporation $2409761 0.55% -1076 -7.81%
36 Citigroup Inc Common New $2294084 0.52% -235 -1.41%
37 Eaton Corp $2282299 0.52% -581 -9.79%
38 Charles Schwab Corp $2267074 0.52% +3197 +14.96%
39 State Street Spdr S&P 500 Etf Trust $2148457 0.49% Held
40 Johnson & Johnson $2087125 0.48% +165 +2.05%
41 Oracle Corp $2055217 0.47% -347 -2.41%
42 Gsk Plc Adr $2053606 0.47% -860 -2.15%
43 Cencora, Inc. $2025005 0.46% +105 +1.49%
44 Medtronic Plc $2023497 0.46% +3266 +14.45%
45 Home Depot Inc $1984530 0.45% -152 -2.63%
46 Boeing Co $1961651 0.45% -190 -2.05%
47 Coca Cola Co $1853444 0.42% -541 -2.32%
48 General Dynamics Corp $1811229 0.41% -159 -3.02%
49 Blackstone Inc $1783171 0.41% -223 -1.45%
50 Avantis Us Equity Etf $1771218 0.40% Held
51 Salesforce, Inc. $1747699 0.40% +2209 +24.69%
52 Emerson Electric Co $1733833 0.40% -1606 -11.71%
53 Freeport-Mcmoran, Inc. $1694948 0.39% +1196 +4.64%
54 Slb Limited $1615853 0.37% -234 -0.67%
55 Biogen Idec Inc $1500105 0.34% -194 -2.72%
56 Kkr & Co Inc $1491700 0.34% -112 -0.68%
57 Nextera Energy Inc $1483225 0.34% -332 -1.93%
58 Tapestry Inc Common $1447259 0.33% +92 +0.94%
59 American Tower Reit Inc $1434018 0.33% -6 -0.07%
60 Union Pacific Corp $1373328 0.31% Held
61 Mondelez Intl Inc Class A $1362479 0.31% -457 -1.90%
62 Bristol Myers Squibb Co $1361445 0.31% +4631 +24.38%
63 Ovintiv Inc $1353684 0.31% +3062 +13.52%
64 State Street Spdr Dow Jones Industrial Average Etf Trust $1328438 0.30% Held
65 Netflix Inc Corp $1246144 0.28% +6450 +58.62%
66 Chevron Corp $1227950 0.28% -145 -1.92%
67 Disney Walt Co $1208226 0.28% -353 -2.74%
68 The Goldman Sachs Group Inc $1198473 0.27% NEW BUY
69 Becton, Dickinson & Co. $1177801 0.27% +1630 +26.49%
70 Paypal Holdings, Inc. $1172510 0.27% -764 -2.74%
71 Pfizer Inc $1154371 0.26% -544 -1.12%
72 Yum Brands Inc $1127333 0.26% +126 +1.82%
73 Paccar Inc $1103542 0.25% +1608 +21.22%
74 Zimmer Biomet Holdings, Inc. $1056927 0.24% +49 +0.40%
75 Intercontinental Exchange Inc Common $978725 0.22% -231 -2.82%
76 Avantis Emerging Markets Equity Etf $978698 0.22% Held
77 Ishares Trust Russell 1000 Growth Etf $948410 0.22% +5606 +275.89%
78 M & T Bank Corp $866832 0.20% Held
79 Adobe Systems Inc $808599 0.18% -115 -2.83%
80 Mcdonalds Corp $796333 0.18% -116 -3.79%
81 Bath & Body Works $770414 0.18% -33 -0.10%
82 State Street Spdr Portfolio Long Term Treasury Etf $766650 0.18% -3786 -11.47%
83 State Street Spdr Portfolio Short Term Treasury Etf $764094 0.17% -1620 -5.79%
84 Berkshire Hathaway Inc Class B New $725065 0.17% Held
85 International Business Machines $712024 0.16% -251 -9.02%
86 Verizon Communications $707247 0.16% +1264 +8.19%
87 Accenture Plc $700971 0.16% -44 -0.78%
88 Intuit $695304 0.16% +43 +1.64%
89 Vanguard Dividend Appreciation Index Etf $678153 0.15% Held
90 Nike, Inc. Class B $675724 0.15% -597 -3.50%
91 Ishares Russell 1000 Value Etf $674198 0.15% -248 -8.19%
92 Dfa Dimensional International Core Equity 2 Etf $645567 0.15% Held
93 Ishares Short-Term National Muni Bond Etf $631261 0.14% Held
94 Deere & Co $558210 0.13% Held
95 Dfa Dimensional Emerging Markets Core Equity 2 Etf $521533 0.12% Held
96 Cummins Inc $430066 0.10% Held
97 Eli Lilly & Co $403008 0.09% -53 -13.62%
98 Rockwell Automation Inc Common $329723 0.08% Held
99 Quest Diagnostics Inc $326403 0.07% -10 -0.65%
100 Illinois Tool Works Inc $324023 0.07% -716 -37.41%
101 Vanguard Total World Stock Index Fund Etf $313900 0.07% Held
102 National Fuel Gas Co N J $309767 0.07% Held
103 Ishares Core S&P 500 Etf $303300 0.07% Held
104 Alphabet Inc Class A $288398 0.07% Held
105 At&T Inc $262931 0.06% -4335 -25.44%
106 Vanguard Reit Index Etf $258722 0.06% Held
107 Norfolk Southern Corp $249470 0.06% -477 -37.56%
108 Lowes Cos Inc $243641 0.06% Held
109 Carpenter Technology Corporation $235633 0.05% NEW BUY
110 Vanguard Tax-Exempt Bond Index Etf $227762 0.05% Held
111 Progressive Corp Ohio Common $220416 0.05% NEW BUY
112 W W Grainger Inc $213583 0.05% NEW BUY
113 Texas Instruments Inc $212524 0.05% NEW BUY
114 Bok Financial Corp $211098 0.05% NEW BUY
115 Community Financial System, Inc $206931 0.05% NEW BUY
116 Vanguard Mid-Cap Etf $203681 0.05% NEW BUY
117 Imperial Oil Ltd $201636 0.05% Held

Closed last quarter

Vanguard Total International Bond Index Fund Etf Marsh Ishares Iboxx $ High Yield Corp Bond Etf Ishares Barclays Tips Bond Fund Roper Industries Inc New Abbott Labs Comcast Corp Class A Eog Resources, Inc. Honeywell Intl Inc Halliburton Co Waters Corp

Holdings disclosed quarterly to the SEC on Form 13-F and may be up to 45 days old. Values as reported. For research only — not investment advice.