Live Oak Bancshares, Inc. (LOB)

Typically moves ±5.50% on earnings

EARNINGS ANALYTICS

event_upcoming Next Earnings: 2026-10-22 HIGH CONFIDENCE

Across 44 earnings reports since Oct 21, 2015, Live Oak Bancshares, Inc. (LOB) has a clear post-earnings pattern. It moves ±5.50% on average after reporting and finishes higher 54.5% of the time. Its largest post-earnings gain was +16.09% (Jul 24, 2019) and its largest decline was -14.02% (Apr 24, 2024). The next earnings report is predicted for 2026-10-22 (high confidence).

Earnings reactions

How LOB moved on each past earnings report.

Up Down

Earnings Impact

Total Earnings

Avg Abs. Movement

±5.50%

Positive %

54.5%

Negative %

45.5%

Historical Earnings Statistics

Date	Timing	Earnings move	SEC Filing
Jul 22, 2026	☽ POST	+3.66%	open_in_new
Apr 22, 2026	☽ POST	+3.28%	open_in_new
Jan 21, 2026	☽ POST	+4.51%	open_in_new
Oct 22, 2025	☽ POST	-3.29%	open_in_new
Jul 23, 2025	☽ POST	+0.56%	open_in_new
Apr 23, 2025	☽ POST	+6.58%	open_in_new
Jan 22, 2025	☽ POST	-13.96%	open_in_new
Oct 23, 2024	☽ POST	-10.31%	open_in_new
Jul 24, 2024	☽ POST	+3.8%	open_in_new
Apr 24, 2024	☽ POST	-14.02%	open_in_new
Jan 24, 2024	☽ POST	-5.18%	open_in_new
Oct 25, 2023	☽ POST	+7.22%	open_in_new
Jul 25, 2023	☽ POST	+15.36%	open_in_new
Apr 26, 2023	☽ POST	+2.85%	open_in_new
Jan 25, 2023	☽ POST	+0.13%	open_in_new
Oct 26, 2022	☽ POST	+1.49%	open_in_new
Jul 27, 2022	☽ POST	+2.11%	open_in_new
Apr 27, 2022	☽ POST	-1.89%	open_in_new
Jan 25, 2022	☽ POST	-5.72%	open_in_new
Oct 27, 2021	☽ POST	+8.49%	open_in_new
Jul 21, 2021	☽ POST	+7.35%	open_in_new
Apr 21, 2021	☽ POST	-5.69%	open_in_new
Jan 27, 2021	☽ POST	-1.41%	open_in_new
Oct 21, 2020	☽ POST	+3.72%	open_in_new
Jul 22, 2020	☽ POST	+1.9%	open_in_new
Apr 22, 2020	☽ POST	-12.09%	open_in_new
Jan 22, 2020	☽ POST	+4.95%	open_in_new
Oct 23, 2019	☽ POST	-0.43%	open_in_new
Jul 24, 2019	☽ POST	+16.09%	open_in_new
Apr 24, 2019	☽ POST	-0.25%	open_in_new
Jan 23, 2019	☽ POST	-14.02%	open_in_new
Oct 24, 2018	☽ POST	-4.84%	open_in_new
Jul 25, 2018	☽ POST	-6.75%	open_in_new
Apr 25, 2018	☽ POST	-1.93%	open_in_new
Jan 24, 2018	☽ POST	+10.45%	open_in_new
Oct 25, 2017	☽ POST	+2.75%	open_in_new
Jul 26, 2017	☽ POST	-2%	open_in_new
Apr 26, 2017	☽ POST	+5.39%	open_in_new
Jan 25, 2017	☽ POST	+2.58%	open_in_new
Oct 26, 2016	☽ POST	+6.32%	open_in_new
Jul 27, 2016	☽ POST	-7.92%	open_in_new
Apr 27, 2016	☽ POST	-0.57%	open_in_new
Jan 28, 2016	☽ POST	+2.89%	open_in_new
Oct 21, 2015	☽ POST	-5.32%	open_in_new

event

Earnings Count

Total earnings in dataset

trending_up

Avg Abs. Movement

±5.50%

Avg % price change on earnings

description

SEC Filings

View

Browse all SEC filings

account_balance

Institutional ownership

Holdings as of Jun 30, 2026 · SEC 13-F

View all 29 →

Funds holding

$286096842

Total value held

Buying

19 added · 9 reduced

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SEC Filing Types

Recent SEC Filings

10 most recent

Form	Date Filed	View on EDGAR
4	20260908	open_in_new SEC.gov
4	20260908	open_in_new SEC.gov
4	20260908	open_in_new SEC.gov
144	20260903	open_in_new SEC.gov
144	20260903	open_in_new SEC.gov
4	20260903	open_in_new SEC.gov
4	20260903	open_in_new SEC.gov
144	20260902	open_in_new SEC.gov
4	20260828	open_in_new SEC.gov
8-K	20260828	open_in_new SEC.gov

Frequently asked about LOB earnings

When does Live Oak Bancshares, Inc. report earnings next? expand_more

Live Oak Bancshares, Inc. (LOB)'s next earnings date is predicted (high confidence) for 2026-10-22. This is a prediction based on its historical quarterly reporting pattern, not a company-confirmed date.

How much does LOB stock move after earnings? expand_more

Over 44 reports, LOB has moved an average of ±5.50% the session after earnings, closing higher 54.5% of the time.

What was LOB's biggest post-earnings move? expand_more

LOB's largest post-earnings gain on record was +16.09% on Jul 24, 2019, and its largest decline was -14.02% on Apr 24, 2024.

Where can I find Live Oak Bancshares, Inc.'s SEC filings? expand_more

All of Live Oak Bancshares, Inc.'s SEC filings — 10-K, 10-Q, 8-K and more — are listed in the SEC filings section on this page, each linking to the original document on SEC.gov.